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Planning Perspectives

The thinking from across our practice: financial planning, investments, tax, transitions, legacy and succession, drawn together in one place.

Most read on this topic

  1. It’s not what you earn, it’s what you keep
  2. Where will my money come from in retirement: why cash flow planning comes first
  3. How should I own a property?
  4. Pay off your bond, or invest the difference?
  5. Why your access bond can double as an emergency fund

Latest

How should I own a property?

South Africans have a deep affinity for bricks and mortar to build and preserve wealth. Property therefore often comes up in our discussions with…

Hayley Walker 20 Aug 2026 7 min

It’s not what you earn, it’s what you keep

Wealth isn’t built by what you earn. It’s built by what you consistently do with what you earn. After years of working with clients,…

Michelle le Roux 18 Aug 2026 9 min

Where will my money come from in retirement: why cash flow planning comes first

In a previous article, I introduced the Six Dimensions of Liquidity, a framework for understanding that liquidity is not simply cash, but a structured…

Sunél Veldtman 18 May 2026 6 min

Pay off your bond, or invest the difference?

In my previous article, I wrote about how an access bond can be a useful place to hold your emergency fund. This is the…

Hayley Walker 13 May 2026 8 min
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