The global environment is shifting. What once felt stable now feels uncertain. Structural change, not cyclical fluctuation, defines this moment.
As leaders like Hendrik du Toit and Mark Carney have observed, the post-Cold War rules-based order is fading, and the world is becoming more multipolar. In such an environment, daily data and reactive decisions can be destructive.
Positioning matters more than prediction.
This piece explores how disciplined diversification, resilient structures and strong alliances can help individuals and families navigate ongoing disruption with clarity and intention.
Read more about how to position yourself and your wealth for a changing world.
“I’m no longer Brenda,” a client told Sunél Veldtman after years of disciplined planning. Brenda, the fictional midlife woman with too little saved for retirement, had once mirrored her deepest financial fears.
In this week’s blog, Sunél reflects on how a clear financial plan does more than grow wealth; it confronts the anxiety of “never enough.” With structure, discipline, and the right conversations, fear loses its grip and confidence takes its place. You don’t have to be Brenda.
In the week of Valentine’s Day, Sunél Veldtman explores the uneasy dance between love and money. Drawing on the film Materialists and real-life conversations, she reflects on how financial habits often mask deeper fears about security, freedom, and control.
Money, she argues, is rarely just about rands and cents. It is the playing field where power, vulnerability, and unspoken anxieties surface. For love to endure, couples must look beneath their money patterns, confront the fears that drive them, and choose empathy over control.
In a world that feels increasingly fast and chaotic, ritual offers a quiet form of stability. Sunél reflects on a holiday shaped by natural rhythms and how small, intentional practices can transform routine into something grounding and meaningful.
She explores why ritual matters, how it supports wellbeing and creativity, and why these micro-moments of care may be more essential than ever in helping us show up, steadily and successfully, for the lives we’re living now.
After a turbulent year, Sunél Veldtman reflects on the power of shedding what no longer serves us. Inspired by the shift from the Year of the Snake to the bold momentum of the Fire Horse, she explores how letting go of clutter, habits, and outdated expectations can reduce friction and create space for forward movement.
As we step into a fast-paced new year, she invites us to lighten our load, refine our rituals, and embrace the freedom that comes with moving forward unencumbered.
Many of us move through the world hoping for good things, for ourselves, for those we love, and even for strangers we’ll never meet. Inspired by a poem about these quiet, everyday hopes, Sunél Veldtman reflects on how simple acts of goodwill remind us of our shared humanity.
She explores why hope matters, how it shapes the way we see the world, and why nurturing goodwill can create the conditions for connection and meaning. As the year draws to a close, she invites us to consider the hopes we carry and to offer one another a little more kindness, starting with something as small and comforting as the perfect cup of tea.
