News

Look, Listen & Learn | August 2022

By
Elke Zeki, | 25 August 2022

In this month’s edition, we show how long-term returns follow a more predictable pattern than returns in the short-term.  We also share a short film that may change your preconceived ideas on old age.  Lastly, we look at Longtermism and what it means for present and future generations.

Why you should think about your work

By
Sunél Veldtman, | 27 April 2022

In the past financial planning has focussed on helping people protect and save their income or investments. We assumed a steady inflation tracking income in our retirement models and insured against disasters. However, we can no longer assume straight-line careers that will produce steady incomes. We must start to plan for frequent career changes, much longer working years and include discussions about career planning in our financial planning.

Look, Listen & Learn

By
Elke Zeki, | 02 March 2022

In this month’s edition, we discuss the Russian conflict and how to deal with uncertainty. We listen to a podcast on the complex issue of misinformation and censoring. We also share a classic article to help you define success and meaning in your life.

Topline Quarterly Review: Q3 of 2021

By
Thiart van der Merwe, | 02 November 2021

This quarter was defined by riots in South Africa which pushed the country to the brink of a total shutdown. Covid maintains its influence on our lives, we saw some major regulation changes in China that sent markets into a frenzy, and some headwinds ahead as rising inflation remains a contentious topic. Read more here.

What does it really take to divorce well?

By
Michelle le Roux, | 24 August 2021

When we enter a marriage, we hopefully know that it will take consistent, hard work to make it work. With the knowledge that sometimes, it just doesn’t. How should you then approach the initial phases of separation, so that you are able to protect your personal and financial well-being?

Musings | Inheritance and the guilt that comes with it.

By
Elke Zeki, | 08 July 2021

Money can only hold as much power as we give it and as humans, we have given it immense power. In such a culture, where our relationship with money influences our self-worth, what happens if you suddenly get gifted a lot of money?

How to Rest

By
Sunél Veldtman, | 15 December 2020

Rest has been a foreign concept to Western society during the past century. Even the use of the word in the English language has shown a steady decline. Until 2020. This year, the word occurred more frequently than at any other time during the last century.

2020 – the next decade. What will it hold?

By
Sunél Veldtman, | 21 November 2019

Celebration isn’t about our circumstances. We should celebrate the goodness of life while we have breath in our bodies, feet to dance, eyes to see beauty and arms to embrace our people. At the end of the year, take a moment to write down what you’re grateful for.

Move over Gin!

By
Elke Zeki, | 20 November 2019

“Move the gin over this December and try a tequila and tonic! There are wonderful variations and food pairings you can play with.”
 

How do we react to disruption with our money?

By
Sunél Veldtman, | 22 August 2019

How can we respond to disruption to protect our capital? How to protect your capital against Trump, trade wars or climate change chaos?

How do we protect our wellbeing in disruption?

By
Sunél Veldtman, | 22 August 2019

‘The first wealth is health,’ is a popular quote by Ralph Waldo Emerson. Whilst we are working, we need health in order to earn, so that we can build capital. We are converting human capital into financial capital. Without health, it is difficult to build capital.

Words Worth Reading

01 March 2017

A few interesting articles that we have come across this month.